Cashing out small payments (소액결제 현금화) is to pay a certain fee and exchange it into cash through various cashing out small payments methods and routes provided by companies that provide the mobile phone micro payment limit (up to 1 million won). Regardless of the credit rating, it has the advantage that anyone who has a mobile phone under his or her name can easily proceed with monetization, but special attention is needed as it can cause enormous financial damage if you use an illegal or impersonating company.
Various cashing out small payments routes
Cash-in route through mobile gift certificate purchase
You can purchase various mobile gift certificates using the mobile phone micropayment limit or through one-store payment for SKT carriers. It is a simple way to raise cash by purchasing Cultureland gift certificates, Happy Money gift certificates, etc. and selling them to companies or consumers. Since the demand for mobile gift certificates is very high, it has the advantage of being able to proceed with cash quickly. However, there is a disadvantage that there is a limit to paying for monthly gift certificates depending on the carrier.
a cash-out route through a transportation card application
Cashing out transportation cards is a method of charging the cash balance in the transportation card app through mobile T-Money, Cashbee, Smotch, Affordable Transportation Card, etc., which are transportation card applications used when using public transportation, or charging the balance of the transportation card in real life, and then refunding it to cash in. It has the advantage of being able to easily proceed by yourself by using an easy app, and the refund fee is not large, so it has become a preferred monetization route for many users. However, there is a disadvantage that the entire limit cannot be cashed because the monthly charging amount is limited.
Cash the game cache by charging it
It refers to the method of charging cash that can be used as goods for Nexon, PlayNC, Hangame, and Steam, which have many customers and are in high demand, with a small payment limit or an information usage limit, and selling it to consumers to convert it into cash. In the case of large game companies, there are so many users that many consumers buy cash, so it is a route that allows them to quickly cash in. Since it is good to buy game goods cheaply, the fee you pay may be slightly higher than that of mobile gift certificates or transportation payments.
a monetization route through an online shopping mall
Online shopping malls such as Coupang, Naver Shopping, Today’s House, and WeMakePrice can purchase items with high demand customers with a small payment limit, resell them secondhand, send them directly to consumers, and process the payment to raise cash. In the case of online shopping mall payment, it is not affected by the payment agency’s policy, so it has the advantage of being able to make payments very well. However, it has the disadvantage of being cumbersome compared to other routes because it can proceed only when a smooth agreement with consumers is reached.